Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement

We know how complicated and difficult personal injury, workers compensation, and disability claims can be. Think of this book as a guidebook or a roadmap, if you will, through the often confusing and overwhelming world of personal injury law. We wanted to provide you with a resource that is easy to understand, without a law degree. Each chapter will lead you through one aspect in clear, understandable language. We hope that it will clarify your options, explain the law, and perhaps even answer some questions that you didn't even know you had. As experienced personal injury lawyers, we understand that most accident victims are caught unprepared for the life-changing effects of a sudden, serious accident. This book should help guide you through those changes and the new legal and medical worlds you will enter, worlds filled with their own members and their own vocabularies. We offer a step-by-step explanation of the entire process, from accident to settlement. This book should not be considered legal advice, but an overview of the world of personal injury.

Kenneth Berger has dedicated his professional career to the representation of the injured and aggrieved. His practice focuses on the fields of personal injury, workers¿ compensation, and civil litigation. More specifically, Mr. Berger seeks to represent individuals and families in cases involving auto and trucking accidents, work injuries, unsafe products, medical malpractice, nursing home negligence, property hazards, insurance disputes, consumer abuses, wrongful death, and other areas of civil law.¿As an injury attorney, I have a responsibility not only to advocate, but to protect and give back,¿ Mr. Berger says. ¿My book, Your Guide to South Carolina Personal Injury & Workers¿ Compensation, provides a number of safety tips designed to help the public¿especially families with children¿avoid accidents. I also look for ways that my law firm and I can strengthen the community in which we live.¿