Introduces the principles of purchasing insurance against anticipated risks, and discusses life, diasability, and health insurance, annuities, and property and casualty insurance

Most people realize that the quality of life they want for their future depends on their contributions in the present. Most would probably agree that they want to retire with personal and financial peace of mind-without stress for either themselves or their families. The question you have to ask yourself, however, is will you have enough money to fund your desired lifestyle in retirement? And this is where it gets tricky, because there are so many variables to consider. And this is where The Complete Idiot's Guide to Retirementcomes to the rescue. It helps your to answer the required questions so that you set up a sound plan for retirement.

A comprehensive, convenient overview for investors. The only authoritative, concise guide to investing in annuities, this completely up-to-date book includes detailed information on every kind of annuity instrument available to the general investor, including extensive information on the hottest, most controversial category—variable annuities. Written in clear, accessible language, this is the ideal reference guide to this growing investment option. • Written by an expert in the field of personal investment and a seasoned writer/journalist on the subject • Includes a variety of actuary and investment tables to help you understand how your investments in annuities will perform

Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.

The basic motivators will drive people to want to learn more about this topic—fear, money, and insecurity. Consumers fear losing their life savings to LTC costs. Yet, they hesitate to buy insurance with an annual premium of $1,800 without knowing what it covers. In October of 2002 (one month after this book's release), the federal government will be rolling out a payroll deduction plan whereby all government employees and retirees (approximately 18 million people) will have the same opportunity to save for their long-term care needs as they currently have for their 401(k).

The Complete Book of Insurance provides all the information a consumer needs to make intelligent insurance-buying decision. Written by a nationally known expert on insurance, the book is geared for everyday consumers who are confused about the variety and complexity of today's insurance products. In easy-to-understand language, the book explains everything from variable annuities to disability insurance. Most important, the book shows how to determine the right insurance for consumers of different incomes, age group and family responsibilities. Specific topics include: Spend your insurance dollars wisely. Provide adequate coverage for you and your family; Disability, medical, homeowner's, automobile, liability and life insurance products; Managing your life insurance; Selecting an insurance agent and insurance company.

In real estate, it's a buyer's market—and here is the buyer's bible . . . Buying a home is the single most important financial move in most people's lives. This book covers a variety of topics including inspecting, evaluating, negotiating, financing, contracts, and legal issues. It also breaks down the roles of the key players and what these professionals, agents, brokers, and inspectors are responsible for—and when to go it alone. The thorough advice, covering everything from buying houses at auctions to what neighborhood to live in, will provide reassurance for every soon–to–be homeowner. • A necessary tool for those who plan to buy homes and even current homeowners in order to keep up with an ever changing market • Will be published in time for spring, when most people start looking into buying new homes • Covers a broad range of buying options and homeowner's needs