Briefly presents advice to remain financially stable while receiving a teaching salary, and covers retirement, investments, budgeting, and other related topics.

The current economic climate is dim for many Americans it forecasts potential recession, trouble for homeowners, and increasing personal and credit card debt. According to Federal Reserve estimates, that credit card debt is already in the trillions of dollars and rising each year. So, what can you do about it without immediately resorting to bankruptcy eliminating the entirety of your finances for years to come? It's a tough question to answer and one that many are faced with regularly, but there are ways to handle these debts legally without reaching for the extreme, final measure that we all dread so much. This book was written to provide every individual who is standing at the precipice of too much debt with the tools they need to settle that debt legally without ruining themselves forever. You will learn everything you need to know about the basics of debt, including what the various kinds secured, unsecured, personal, business, and tax debt entail and how they affect you. You will learn what happens to you when you don't pay, both legally and socially, and what your first steps should be on the road to repairing your debt. You will learn how to assess your overall risks and what your options are with your creditors. You will learn what vulnerabilities your debt collectors have legally and what you can do to legally challenge the validity of your debt. You will learn how to deal with bill collectors and how to create a line of communication that is two ways and not reliant solely on them making demands. Top financial experts, bill collectors, and one-time debt owers have been contacted and interviewed for this book and their interviews have been included here to provide a complete outline of what you can expect when you try to settle your debt. You will learn how to start negotiating settlements with your creditors and what specific things you can and cannot do when dealing with them. You will learn the variety of debtor's rights that exist and why they are never told to you, including details about the Fair Debt Collection Practices Act and how this act is legally enforced. For anyone who has ever spent the better part of their life dodging calls from creditors or trying to figure out how to pay those bills next month, this book will be the tool you need to understand how to tackle and deal with your debt. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Since its initial publication and multiple reprints in hardcover in 2005, Teachers Have It Easy has attracted the attention of teachers nationwide, appearing on the New York Times extended bestseller list, C-SPAN, and NPR’s Marketplace, in addition to receiving strong reviews nationwide. Now available for the first time in paperback, this groundbreaking book examines how bad policy makes teachers’ lives miserable. Many teachers today must work two or more jobs to survive; they cannot afford to buy homes or raise families. Interweaving teachers’ voices from across the country with hard-hitting facts and figures, this book is a clear-eyed view of the harsh realities of public school teaching, without chicken-soup-for-the-soul success stories. With a look at the problems of recruitment and retention, the myths of short workdays and endless summer vacations, the realities of the work week, and shocking examples of how society views America’s teachers, Teachers Have It Easy explores the best ways to improve public education and transform our schools.

Best-selling author Elaine McEwan demonstrates how teaching routines, rubrics, and rules during the first three weeks of school leads to higher achievement through the rest of the year!

Stay inspired and motivated with this ultimate teacher self-care action plan designed to help educators avoid workplace stress and burnout. Any educator will tell you it's no surprise that 50% of teachers leave education within their first five years. Being a teacher is deeply rewarding and inspiring, but keeping that big picture in mind is hard after long days, difficult students, and limited resources. On top of it all, teachers have the added burden of managing an entirely new digital learning environment. But burning out doesn't have to be your only option. Don't Just Survive, Thrive offers hardworking teachers a sustainable blueprint for becoming unshakeable at school with the power of self-care. Through mindfulness, connection, and creative art, you can work toward building a trauma-informed, self-aware strategy that fosters resilience and results in more engaged and effective teaching. Just five minutes a day or more of implementing the practical ideas in this book can result in powerful change. These strategies include: - Ten ways to practice mindfulness during recess duty - Guided journaling to celebrate what’s working in your classroom - Daily routines to keep you in the present moment - Quick practices for self-regulation during a conflict situation - Sentence stems to encourage internal dialogue and positive self-talk Whether you're a special education teacher, paraprofessional, speech pathologist, counselor, or any type of educator, this book offers a guide to becoming not only a social-emotional role model for students but a better, healthier teacher.