Fintech Fair Trade Credit
Title | Fintech Fair Trade Credit PDF eBook |
Author | Asafoatse Nii Adama Djata |
Publisher | |
Total Pages | 0 |
Release | 2023-05-09 |
Genre | |
ISBN | 9781312580558 |
Discrimination, Vulnerable Consumers and Financial Inclusion
Title | Discrimination, Vulnerable Consumers and Financial Inclusion PDF eBook |
Author | Cătălin-Gabriel Stănescu |
Publisher | Routledge |
Total Pages | 291 |
Release | 2020-12-28 |
Genre | Business & Economics |
ISBN | 1000295192 |
This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.
Fintech and the Remaking of Financial Institutions
Title | Fintech and the Remaking of Financial Institutions PDF eBook |
Author | John Hill |
Publisher | Academic Press |
Total Pages | 386 |
Release | 2018-05-17 |
Genre | Business & Economics |
ISBN | 0128134984 |
FinTech and the Remaking of Financial Institutions explores the transformative potential of new entrants and innovations on business models. In its survey and analysis of FinTech, the book addresses current and future states of money and banking. It provides broad contexts for understanding financial services, products, technology, regulations and social considerations. The book shows how FinTech has evolved and will drive the future of financial services, while other FinTech books concentrate on particular solutions and adopt perspectives of individual users, companies and investors. It sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts. Presents case studies that depict the problems, solutions and opportunities associated with FinTech Provides global coverage of FinTech ventures and regulatory guidelines Analyzes FinTech’s social aspects and its potential for spreading to new areas in banking Sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts
The Promise of Fintech
Title | The Promise of Fintech PDF eBook |
Author | Ms.Ratna Sahay |
Publisher | International Monetary Fund |
Total Pages | 83 |
Release | 2020-07-01 |
Genre | Business & Economics |
ISBN | 1513512242 |
Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.
Filling the Gap: Digital Credit and Financial Inclusion
Title | Filling the Gap: Digital Credit and Financial Inclusion PDF eBook |
Author | Majid Bazarbash |
Publisher | |
Total Pages | 30 |
Release | 2020-08-07 |
Genre | |
ISBN | 9781513552477 |
Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries from 2015 to 2017 to study the relationship between fintech credit to businesses and consumers and various aspects of financial development. Marketplace lending to consumers grows in countries where financial depth declines highlighting the role of fintech credit in filling the credit gap by traditional lenders. This result is particularly strong in low-income countries. In the business segment, marketplace lending expands where financial efficiency declines. Our findings show that low-income countries take advantage of the fintech credit opportunity in the consumer segment but face important challenges in the business segment.
Consumer Protection in Financial Services
Title | Consumer Protection in Financial Services PDF eBook |
Author | Southern Methodist University. Institute of International Banking and Finance |
Publisher | Kluwer Law International B.V. |
Total Pages | 330 |
Release | 1999-05-06 |
Genre | Law |
ISBN | 9041197176 |
The question of how financial services should be regulated in the interests of consumers has never been more topical. The structure of the financial services industry is changing rapidly and the need for the law to keep pace with these changes has never been greater. This book examines the role of the law in the protection of the consumer, in particular the ways in which the law is, and could be, used to protect consumers when purchasing financial services. A prominent panel of contributors first examines the role of the European Union and the ombudsmen schemes operating in the United Kingdom in improving consumer protection. Eight expert papers present a detailed analysis of aspects of the various legal mechanisms protecting consumers in the banking, financial services, investments and insurance industries. The final part of the book is concerned with the important and controversial area of consumer credit. This unique work is a welcome contribution to a rapidly developing area of law, which has so far received little attention from commentators. It will be of great interest to those at the cutting edge of banking, financial services and consumer law, whether practicing lawyers or in-house counsel, and all those involved in advising consumers.
Protecting Residents from Financial Exploitation
Title | Protecting Residents from Financial Exploitation PDF eBook |
Author | |
Publisher | |
Total Pages | 40 |
Release | 2019 |
Genre | Abused elderly |
ISBN |