A practical guide to getting personal investing right Somewhere along the way, something has gone very wrong with the way individuals save and invest. Too often, households are drawn in by promotional suggestions masquerading as impartial investment advice. Consumers get saddled with more risk than they realize. Authors Zvi Bodie and Rachelle Taqqu understand the dilemma that today's investors face, and with Risk Less and Prosper they will help you find your financial footing. Written in an accessible style, this practical guide skillfully explains why personal investing is all about you—your goals, your values and your career path. It shows how to understand investment risk and choose the particular blend of risk and safety that is right for you. And it lays out several simple yet powerful ways for small investors to cast a reliable safety net to achieve their financial goals and truly prosper. Coauthors Bodie and Taqqu challenge the myth that all investments require risk, then highlight some important risks that families often disregard when deciding where to put their money. Later, they connect the dots between investment and investor, showing us all how to grasp our own investment risk profiles and how we may use these insights to make more fitting investment choices. Outlines a straightforward way to invest by aligning your investments with your goals and the risk levels you can bear Provides basic investment abc's for readers who are otherwise literate Lays out a simple, actionable plan for achieving your goals Explains the role of risk-free assets and investment insurance in assuring that you reach your most essential goals Contrary to popular belief, investing doesn't have to be complicated. You can build wealth without taking great risks. Risk Less and Prosper will show you how to make investment decisions that will make your financial life less stressful and more profitable.

Unlocking Competitive Advantage Through Supplier Diversity For nearly forty years, the concept of supplier diversity has been a transformative element in the world of business, profoundly influencing its dynamics. It represents a strategic asset that numerous organizations have adeptly utilized to their advantage, while others are still navigating the complexities of its successful deployment. Perhaps your company has already adopted various strategies in its operations, but have you considered the impact of supplier diversity in your supply chain? Regardless of your organization's size, whether it's a small office or a large team, the origins of your procured products matter. Embracing a diverse range of suppliers is not just beneficial for your business; it also significantly contributes to the welfare of the local community. This approach to supplier diversity is not merely a procurement tactic, but a strategic business decision that fosters inclusive growth and community empowerment. In Diversify & Prosper, Jean Kristensen walks you through the process of establishing your own supplier diversity program, from the very grassroots research needed at the beginning of the process, to how to keep things flowing smoothly once the ball is rolling. She does so using examples from her own experience as both a consultant for supplier diversity programs as well as over 30 years working in the industry. By the time you're done, you will have a solid blueprint for how to succeed with a program that can keep your business running smoothly for years.

Recently, Internet-based platforms have emerged that allow individuals to lend money to other individuals in what has become known as PPL. These online platforms present a new source of credit for borrowers and a potential investment opportunity for those with capital to lend. Both for-profit and non-profit options exist, allowing for income-generating and philanthropic lending to a variety of groups around the world. This report addresses: (1) how the major PPL platforms operate and how lenders and borrowers use them; (2) the key benefits and risks to borrowers and lenders and the current system for overseeing these risks; and (3) the advantages and disadvantages of the current and alternative regulatory approaches. Illus. A print on demand report.