Much has been written about the ups and downs of financial markets, from the lure of prosperity to the despair of crises. Yet a more fundamental and pernicious source of uncertainty exists in today's world: the traditional “insurance” risks of earthquakes, storms, terrorist attacks, and other disasters. Insightfully exploring these "acts of God and man," Michael R. Powers guides readers through the methods available for identifying and measuring such risks, financing their consequences, and forecasting their future behavior within the limits of science. A distinctive characteristic of earthquakes, hurricanes, bombings, and other insurance risks is that they impact the values of stocks, bonds, commodities, and other market-based financial products, while remaining largely unaffected by or “aloof” from the behavior of markets. Quantifying such risks given limited data is difficult yet crucial for achieving the financing objectives of insurance. Powers begins with a discussion of how risk impacts our lives, health, and possessions and proceeds to introduce the statistical techniques necessary for analyzing these uncertainties. He then considers the experience of risk from the perspectives of both policyholders and insurance companies, and compares their respective responses. The risks inherent in the private insurance industry lead naturally to a discussion of the government's role as both market regulator and potential "insurer of last resort." Following a thoughtful and balanced analysis of these issues, Powers concludes with an interdisciplinary investigation into the nature of uncertainty, incorporating ideas from physics, philosophy, and game theory to assess science's limitations in predicting the ramifications of risk.

This title examines traditional insurance risks such as earthquakes, storms, terrorist attacks, and other disasters. It begins with a discussion of how the risk of such 'acts of God and men' impact on our lives, health, and possessions. It then proceeds to introduce the statistical techniques necessary for analysing these uncertainties. The book guides readers through the methods available for identifying and measuring such risks, financing their consequences, and forecasting their future behaviour (within the limits of science).

This new edition of Arnold Rhodes's The Mighty Acts of God is an essential tool for learning more about the Bible. The original volume, which has been well-loved as a guide for Bible study, has been carefully revised by W. Eugene March to incorporate the most up-to-date historical and theological research. From the beginnings of creation to final consummation and hope, readers will find the same easily readable quality as in the first edition along with helpful questions for either group or individual study.

Originally published in 1984 Natural Disasters shows how misleading the term “natural disaster” can be. Forces of nature such as earthquakes, cyclones and extreme variations in weather can trigger disasters, but in many Third World countries it is environmental degradation, poverty and rapid population growth which turn a natural hazard into major disaster. This book questions whether the rich nations’ usual response to disaster – fast, short-lived emergency assistance – is any longer adequate. Today, most major disasters are “development” gone wrong, development which puts millions of poor people on the margins of existence. Disaster relief alone is like bandaging a rapidly growing wound. The appropriate response must include an element of true development – development which reduces rather than increases vulnerability to disasters.

The beloved and timeless King James Version is made available in an edition priced right for Sunday schools, Bible clubs, church presentations, and giveaways. Offering affordable quality, these handsome award Bibles will withstand heavy use thanks to better quality paper and supple but sturdy cover material. A great way to honor special achievements-at a budget-conscious price A spectrum of attractive colors-black, burgundy, blue, royal purple, dark green, and white-suit any occasion Imitation leather, 640 pages, 5 8 inches Clear 7-point type Color maps and presentation page The words of Christ in red 32 pages of study helps Sewn binding Shipped with an attractive four-color half-wrap and shrink-wrap.

Usually identified with the Christian sect of Hyper-dispensationalism-which recognizes a clear distinction between the Church and Israel and claims that the Church began with the ministry of the Apostle Paul-E.W. Bullinger focuses here on Paul's epistles to the churches, defending them as God's unique revelation and expounding on the great truth of the Mystery, or Body of Christ. This passionate attempt to "bring back vital truths to their proper place" is a must-read for Bible scholars and believers alike. British clergyman ETHELBERT WILLIAM BULLINGER (1837-1913) was one of the most respected Bible scholars of the 19th century. He is author of numerous works including Commentary on Revelation, Great Cloud of Witnesses, and How to Enjoy the Bible.