In the title, the word "smart" is inserted with a carat.

A practical reference for young girls helps them identify personal spending styles while outlining strategies for earning money, saving funds, and making smart shopping choices as recommended through the advice of other girls.

Do you feel like you’re not heard but you don’t want to have to scream? Personal development coach Mary Hartley explains the secrets of assertiveness – of how to communicate with other people in ways that are confident, effective – but also considerate. Mary reveals the simple steps you can take to help you relate to other people honestly and openly in every area of your life – at work, with your friends and family and in your love life. You will discover that you can be true to yourself and your needs without hurting or diminishing other people. • What assertiveness is and why it matters • How to avoid aggression, passivity and manipulation • Tips for handling tricky situations including put-downs and dealing with bullies • Mastering assertive body language and communication Packed with practical strategies and exercises, this book will show you how to be confident, assured and proactive – with style.

Help girls find the right words to fit more than 200 situations! With the advice in this latest addition to the Smart Girl's Guide series, girls will learn smart words to choose when stressed, shy, sad, or facing other awkward moments. Girls can ask a teacher for help. Stand up to a bully. Express sympathy for the loss of a loved one. Plus, the tools, tips, techniques, (and actual words!) will help girls untangle their tongues and speak out with confidence and grace.

Every smart girl knows when to ask for advice, and this book is an indispensable companion to growing up. Addressing all those cringey questions about periods, boys and boobs that adults squirm at answering, Anita Ganeri's sensible, light-hearted advice will calm the fears of any worried young woman.

"Ã2001, 2013, 2018, 2020 American Girl."