Saving and spending are building blocks of the economy. Readers will learn about various sources of income as well as concepts such as how saving a little at a time can eventually add up to a lot of money. This informational text explains ideas such as keeping track of expenses, financial goals, budgeting, and investing. Readers will learn about different types of savings plans, such as those for college and retirement. This resource also includes the ideas of donations and philanthropy.

Spending and Saving uses the National Standards in K-12 Personal Finance Education by the Jump$tart Coalition for Personal Financial Literacy. The book provides the earliest of readers a foundation in how to spend and save wisely. Simple sentence structure and word usage help readers develop word recognition and reading skills. Includes a glossary and index.

The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Audisee® eBooks with Audio combine professional narration and text highlighting for an engaging read aloud experience! Do you get an allowance? Or have you ever been paid for doing chores, such as walking a neighbor’s dog or raking leaves? If so, you’ve earned money! Everyone has to decide what they will do with the money they earn. Will they spend it on things they want and need? Or will they save it? How can you decide what to do with your money? Read this book to find out.

Live Better, Spend Less, and Save More - Spending and Saving: How to Get Credit and Your Money to Work for You is about what works for real people in the real world. Too much of the financial advice available today is simply not workable for most people in the real world. I have included in this book what I have found works for people, and left out what I have found does not work for people. For example, you will not see a budget in this book. A budget is one of the most common items of financial advice. Use a budget you are told. The problem is most people cannot sustain the use of a budget for any length of time. In public speaking, I ask people how many of them use a budget. The number of people using a budget is small. Why? Because a budget is about limiting spending and most people do not like the limiting concept. Instead I have developed tools that are not based on limitation. My tools are focused on getting you what you want and less of what you do not want. -