A no-nonsense, 10-step guide to reaching financial freedom on a modest income, from a man who did it himself.Do you have a low to medium income, and have little idea how to manage your money to get ahead? This book is for you. A high income is not what leads to financial freedom. Only being able to manage the money you've got can allow you to reach your financial goals.The ten steps to reaching financial freedom are: Step 1: Don't Get Into (More) DebtStep 2: Make a Frugal Budget. Step 3: Save an Emergency FundStep 4: Get Out of DebtStep 5: Increase IncomeStep 6: Protect What You've GotStep 7: Plan Your LifeStep 8: Invest WiselyStep 9: Get AdviceStep 10: Record and ReevaluateThis is the Everyman's guide to financial freedom. There is no need to get an engineering degree, take huge risks, or become a business tycoon. Rather, by working through these moderate and achievable steps, you will eventually reach your financial goals.Do you want to retire comfortably someday, perhaps while you are still young? Do you want to save for a deposit on a home? Would you like to one day get a more enjoyable job, or work part-time work?This book will show how everybody can reach their goals.I have never earned a high income. At age 40, I am semi-retired. I only take on employment when I choose to, for extra cash or to keep myself busy. My financial anxieties are far in the past.The Poor Man's Guide to Financial Freedom is the book I wish I had ten years ago when I began my journey to financial freedom. It is the distilled knowledge I have accumulated along the way, with all the myths, nonsense and distractions removed. No matter what your present financial situation or level of education, you will find this book highly readable and its steps helpful.Any young person who follows the steps in this book will reach financial freedom.

Having committed various costly mistakes, which unnecessarily delayed his journey to Wealth & Prosperity, Tejinder finally found lasting Financial Freedom. In this book, he shares all his life’s learning and secrets of wealth creation in simple and practical words so that others can speed up their Financial Freedom without making those costly mistakes. Anyone from any background can read this book and implement it for the best of results. This book is a step-by-step, sure shot guide towards Wealth Creation. Normally, people depend upon friends, relatives, bankers, CAs, agents etc., for investment advice. This book will teach people about the science of picking the best financial products without being dependent upon others. Pick up this book to take complete control over your Financial Future NOW! Tejinder, popularly known as the “BACHAT GURU”, is a speaker, trainer and the creator of the “4-EVE-R” model. The 4-EVE-R model ensures that your money keeps working in your favour and you keep achieving your most ambitious goals. He also created the “Money Multiplier and Risk Mitigator Matrix”, which ensures that you get maximum return with minimum risk on your portfolio. Tejinder is a CERTIFIED FINANCIAL PLANNER from the Financial Planning Standards Board. He is on a mission to help 1 crore Indians in achieving Financial Freedom. For this purpose, he conducts a Free online monthly Master class wherein he shares all his life’s learning’s in very easy language, which anybody can learn and implement. At present more than 400 families trust Tejinder blindly for all their Financial decisions. This includes families from across the country and NRIs. Tejinder gives utmost importance to his and his team’s learning and development and is committed to transforming the lives of every person around him.

The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

The purpose of this book is to encourage readers to educate themselves concerning their personal finances. Each chapter is designed to give the reader some tools, plans, and strategies to consider for themselves. With God, all things are possible. To God be the glory! Amen.

This is not another boring personal finance book! Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. Paris spent years working in education and wanted to find a way to build wealth without changing careers or taking the traditional real estate or business routes. This book is the result of years of research and practice that helped her find a simpler path. Through real-life stories coupled with clear and actionable advice, you will learn to: - Build generational wealth- Avoid common financial traps- Earn your next degree debt-free- Achieve financial independence and retire early- Design a dream life you can start living todayThis book is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules and are ready to live life on their own terms. If freedom is your goal, then this is the book for you.

The ground-breaking financial book every American should own! Would it shock you that every American has the potential to be a millionaire? Are you tired of living paycheck to paycheck? Do you feel trapped under a mountain of bills? Does it seem like the cards are stacked against you? Bestselling author, teacher, and former government agent Gary Collins has helped thousands of people rise above the poverty line into a life of abundance. And now he’s here to help you adopt a financially secure mindset so you can live on your own terms. The Simple Life Guide To Financial Freedom: Free Yourself from the Chains of Debt and Find Financial Peace exposes the consumer-driven US culture that traps everyday people beneath high credit card balances with crippling interest rates. Through eye-opening, real-life examples and figures, you’ll discover common money mistakes and fiduciary pitfalls designed to drain your income. Using Collins’s simple methods, you’ll restructure your spending habits to create a purposeful, prosperous future. In The Simple Life Guide To Financial Freedom, you’ll discover: - Why average Americans fall far short of their millionaire potential, and how you can avoid going down the same path - Simple tactics to break free from the cycle of debt and make the most of your money - Proven strategies to achieve the financial independence you need to follow your dreams - Real-life success stories to guide you down the path to stress-free fiscal security - Condensed and clear explanations of budgetary concepts, the perils of consumerism, and much, much more! The Simple Life Guide To Financial Freedom is your one-stop handbook to improve your monetary status. If you like frank insights, mind-blowing facts and figures, and simple fixes to complex problems, then you’ll love Gary Collins’s wealth-building resource. Buy The Simple Life Guide To Financial Freedom to empower every dollar today!

One of the world’s leading experts in wealth creation shares the 7 secrets that propelled him from debt to financial independence as a multimillionaire. John Burley is one of the world’s leading experts in wealth creation. He has achieved what most people would consider impossible. Starting out with a little money, a workable plan of action, and a lot of desire, John was in a position to retire at the age of thirty-two. Now, in this step-by-step guide, John will teach you the seven crucial secrets he discovered on his journey to financial freedom. Money Secrets of the Rich is a detailed map that will guide you to your own financial security and riches. These are not “get-rich-quick tips” but rather the systems and practices rich people use to protect their money and grow it at high rates of return. Best of all, as John explains, it does not matter where you are today or how much money you earn; it is what you do with your income that will determine your success. “When I need strategic advice about money, John Burley is one of the people I call. Every time I am with John I learn something profound about money that immediately increases my wealth.” —Robert Kiyosaki, bestselling author of Rich Dad, Poor Dad