Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with. In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life! I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent. This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to: Set goals Travel on the cheap Lower your interest rates Navigate the holidays Consolidate retirement accounts Open a Roth IRA Invest in mutual funds & ETFs Navigate the holidays Save on groceries (without cutting coupons). And lots more! If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can! After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!

Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with.In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life!I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent.This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to:Set goalsTravel on the cheapLower your interest ratesEarn compound interestConsolidate retirement accountsOpen a Roth IRAInvest in mutual funds & ETFsEnjoy credit card perksSave on groceries (without cutting coupons).And lots more!If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can!After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!AsFeatured on The Stacking Benjamins Show Podcast and in Teach For America's One Day Magazine.

Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: - Identify your "money personality" - Set up a realistic budget that works for you - Get out of debtUnderstand minimalism and how it compares to consumerism - Incorporate practical and fun tips to save money you might not have thought of before - ...and much more! Are you ready to take action? To take responsibility over your earnings and expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals?

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

You can get out of debt and become financially free with this concise guide!Between struggling to keep up with education, work, personal life, and health goals, it can feel like your life is chaotic and messy. While most of us spend our lives pursuing different goals, the majority of us are struggling in every aspect of our lives. Most of us aren't happy, wondering if we're even moving in the right direction. But what does that have to do with this book? Well, do excuse us, but we're about to get a bit philosophical. Many people console themselves with the quote that "money doesn't buy happiness," however, having money is one of the basic requirements for living, so you can't rule it out of the equation. Moreover, money will help you have better resources, live life comfortably, and explore a wider myriad of options. So, while money can't directly buy happiness, we'll argue that it's necessary to achieve the happiness you're seeking in life. After all, you can't possibly be happy when you're stressed about paying your rent or the credit card bill that's way past due. Struggling with finances is a common occurrence for many people. Despite working multiple jobs, many people can barely afford the cost of living, much less explore the other options that life has to give. If this struggle hits too close to home for you, don't panic, and don't worry. While the struggle is real, you can still get on top of your financial situation and turn the tables. We'll let you in on how to do that in this book. First, we'll take you through a step-by-step guide to help you save more money with your available resources. These resources include your capabilities, physical resources, time limitations, and interests. You'll learn how to set your goals in accordance with your life purpose and break it down into different categories. Next, we'll take your hand through different budgeting strategies, and explain the process of how you can save more by spending less. Once you start taking over the wheel of your financial situation, we'll get into more detail about your outstanding debt and how you can dig yourself out of it. Being in debt is one of the most stressful things anyone can go through, and unfortunately, there are a lot of technical terms involved in the process. We've tried our best to simplify this process for you, explaining in simple terms everything concerning your credit score, credit cards, and secure and unsecured debts. Once that's out of the way, we'll take you a step further toward financial security to ensure your everlasting stability. We'll explore the best ways through which you can borrow money, how you can make wise investments, and the practical steps you can take to prepare for retirement. In short, at the end of this book, you can expect to become an expert in the following topics: -Goal setting and tracking-Budgeting-Saving-Banking-Credit Score-Credit Cards -Paying Taxes-Managing Debt-Investment-Retirement Planning-Estate planningWhile we're not saying that you have to dedicate your life to pursuing money, what we're imploring you to do is to take control of your own life. By learning how to better manage your finances, save more money, clear your debt, and achieve financial security, you'll be able to expand your potential to inconceivable levels. You'll be able to make the best decisions that reflect all aspects of your life, easing the overwhelming burden of money management from your sturdy shoulders. Now that you have all the tools at your disposal, what are you waiting for? Let's get started clearing out your debt and ramping up your savings and retirement accounts!

Saving money can start with spending less. In this book, Slavica Bogdanov offers simple easy ways that will make you save thousands of dollars a year, even tens of thousands. 101 Easy Ways to Save Money Every Day covers many aspects of life and will help your kids be more sensible to saving as well. Having worked in the Mortgage Industry, Slavica Bogdanov also offers ways that will get you out of debt, fix your credit and, eventually financially free. Slavica Bogdanov has been able to get financially free at the age of 39. She has written 4 books. Professional speaker, she is also a success coach. http: //www.slavicabogdanov.com

101 Money Saving Tips to Help Reduce Debt and Build Wealth was created to help the 95% of the population that is retiring broke find more money to use to get out of debt before it's too late. Approximately only 5% of the world's population can retire financially secure. I created this book to help individuals apply simple techniques to find money that may be leaking out of their lives without them knowing it. It only takes a mind shift and dedication to a simple plan to get out of debt as quickly as possible. The earlier you decide to start this system the more money you may be able to accumulate in your lifetime. Start today to take your life back and achieve financial prosperity and a stress free life. Stay tune to the next book in this series where I will go into more detail as to how to get out of debt using your new found money.