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Ignis Fatuus: A mysterious light that tempts the weary traveler from the safe path and into peril. Bored with the ennui of everyday existence? The daily grind that propels you to a too little pension and aged decrepitude, which offers no blue-skied haven to enjoy the rewards of your labours? If you had the means to commit a crime with little or no chance of being found out, would you do it? Could such an opportunity exist? With meticulous planning and execution, total self-reliance and faith in your abilities, just such an opportunity could be engineered. But you have really got to want to do it. The rewards will bring financial freedom … or incarceration. If all goes as planned, you get your old job back! Follow the path of Connor, a man who ventures away from the constraints of society’s norms, who dares to take the gamble and establish that which police forces the world over are helpless against: an invisible criminal. The story follows Connor escaping to the highlands of Scotland after a journey that starts in sub Saharan Africa.

Almost all investors who have taken professional advice to invest their hard-earned money have, at one time or another, faced fraud, deception and mis-selling from those selling mutual funds, ULIPs and shares. Some these investors have lost all their wealth and many of them committed suicide since they could not withstand the financial loss. Investors believe, by and large, that the fraud is perpetuated mostly by the agents who sell them the investments. The agents are only a small proportion of the persons cheating investors. The main actors are behind the scenes. The Book offers insights on how investors are cheated by academicians, the media, the asset management companies, the fund managers and other experts. These experts create a world of delusions (called ignis fatuus in Latin) to feed the investors’ desire to earn money quickly. The Book describes the environment that has been created in the financial sector and how that environment facilitates fraud and deception. The 10 most-common statements that experts make which create the world of ignis fatuus (delusions) for investors are examined. Evidence is provided to show why all the statements that promise investors high returns amount to a misrepresentation or fraud.